Sr. Manager; Risk Intelligence – Fraud and Risk Decision Engine Operator

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Job ID:
0126-38343
Job Category:
Risk Management
Relevant Work Experience:
IT-System Administration-6+ yrs, IT-Distributed and Web Development-6+ yrs, IT-Other Specialty Engineering-2-5 yrs, IT-Distributed and Web Development-2-5 yrs, Banking-6+ yrs, Regulatory, IT-System Administration-2-5 yrs, IT-Other Specialty Engineering-6+ yrs, Risk Analysis, Compliance, Banking-2-5 yrs
Current Licenses / Certifications:
None
Position Located In:
CA - Mill Valley, CA - Lancaster, IL - Park Ridge, MN - Maple Grove, CA - Valencia, NJ - Toms River, TX - San Antonio, IL - Schaumburg, AZ - Phoenix, VA - Arlington, MO - Kansas City, CA - Del Mar, PA - Radnor, FL - Boca Raton, SC - Mt. Pleasant, MA - Burl
Education:
BA/BS
Job Type:
Full Time
Description:

Westlake - TX, TX2050R, 2050 Roanoke Road, 76262-9616
Brian Parker
0126-38343

We believe that, when done right, investing liberates people to create their own destiny. We are driven by our purpose to champion every client’s goals with passion and integrity. We respect and appreciate the diversity of our employees, our clients, and the communities we serve. We challenge conventions strategically to create value for our clients, our firm and the world. We live and bring to life the concept of ‘own your tomorrow’ every day. We champion our employee strengths, guide their development, and invest in their long-term success. We hire optimistic, results-oriented, curious, innovative, and adaptable people with the desire to help our clients and one another succeed.

As a company, we were established by Chuck over 40 years ago to champion Main Street over Wall Street, and to help Americans transform themselves from earners to owners. Through advocacy and innovation, we work to make investing more affordable, accessible and understandable for all. As we enter our fifth decade, we are looking for talented, innovative and driven people who believe they can help themselves, and our clients, create a better future.

Our Opportunity:

In Corporate Risk Management, we provide an integrated risk management strategy that supports the delivery of predictable financial and operational performance in order to produce successful client and shareholder outcomes.  We are organized around six primary functions: Credit, Market, and Investment Risk; Enterprise Risk; Information Security Risk; Model Risk, Operational Risk; and Deposits & Payments Risk.  Our Deposits & Payments Risk team manages the risk of loss in deposit and payment services offered through Schwab Bank and Brokerage affiliates.

The Fraud and Risk Decision Engine Operator is Charles Schwab’s Subject Matter Expert for the Actimize Integrated Fraud Management (IFM) platform.  As such, this professional knows equally well, fraud prevention user interfaces, in addition to financial Risk Management objectives.  Both aspects combine to 1) Optimize the Charles Schwab client experience and   2) Minimize risk to client and company assets. 

As the Schwab IFM expert, you are the driver of this primarily GUI-based tool.  Your experience writing fraud prevention rules, policies and strategies allows you to work efficiently, responsively, and without error across multiple IFM modules including Policy Manager, Risk Case Management Designer, DART Research, Dashboards, and the Analytics Authoring Environment (AAE).

More strategically, you are a highly interactive team member.  Understanding the Charles Schwab business and regularly meeting with your Risk Department colleagues allows you to translate their analyses into executable IFM strategies.  Your comfort with risk scoring financial transactions for both payments and deposits, within banks and broker-dealers, across channels such as web and mobile, over rails like wire and ACH; empowers you as an action-oriented Technologist.  In short, you are the hands-on expert who successfully operates this advanced, intelligent software towards preferred risk outcomes.

What you’ll do:

  • Fully share in the responsibility to optimize the Client/Brand experience while helping to manage risk, minimize fraud and meet key performance metrics
  • Be a thoughtful, key contributor to risk and fraud strategy discussions
  • Take a dynamic approach to meeting with your Risk, Technology, Operations and Vendor partners
  • Leverage experience writing fraud prevention rules in transaction decision engines using predictive model scores and other analytical elements
  • Work hands-on in:Ability to scale-up transaction decision engines with new money movement services and lines of business
    • Actimize IFM Policy Manager to author fraud prevention rules, build and queue compound strategies and define decisions (E.g., Authenticate, allow, decline, hold, SMS, refer).
    • Actimize IFM, Analytics Authoring Environment (AAE) to develop and maintain various objects, E.g.;Actimize IFM predictive model management
      • Basic programming logic
      • Mathematical functions and operators
      • Predictive model scores
      • Profile
    • Actimize IFM predictive model management
    • Actimize IFM Administration to maintain features such as:
      • Lists
      • Filters
      • Alerts
      • Reports
      • Audit trails
    • Actimize IFM Risk Case Designer to develop intuitive functionality and process flow
  • Ability to scale-up transaction decision engines with new money movement services and lines of business
  • Embrace and own your role as Charles Schwab’s Actimize IFM, hands-on expert

What you have:

Required:

  • A genuine interest in protecting Charles Schwab client and company assets
  • Five to ten years of Risk Management and Fraud Prevention experience
  • Three to five years of hands-on experience writing fraud prevention rules in financial transaction decision engines such as FICO Blaze Advisor, FICO Falcon, FICO Triad, Actimize IFM, SAS Fraud Management
    • Rules/Policy Managers
    • Analytics Environments
    • Case Managers
    • Administrative Managers
  • Particularly within decision engine applications
    • Knowledge of financial transaction, risk scoring / anomaly detection models
    • High level of comfort moving and transforming data
    • Ability to navigate instances such as development and production
    • High level of comfort  with dashboards and reports
    • Experience testing/back-testing features and strategies
  • Good understanding of:
    • General data manipulation
    • Business reporting and dash-boarding
    • Financial transactions and their attributes:
      • Monetary
      • Non-monetary
    • Mathematical and statistical concept

Preferred:

  • Some knowledge of:
    • Data Sciences, including predictive modeling and machine learning
    • Enterprise-level Big Data environments

EDUCATION

Required:  B.S./B.A. in Finance, Computer Science, InfoTech or related field

Preferred: MS/MBA in Finance, Economics, InfoTech or similar analytical/technical field

Location:

The ideal location is Westlake, TX.  We also have regional service centers in Chicago, Phoenix, Austin and Orlando where this position could be located.  We have other locations across the county although it could be difficult to secure a seat in one of those locations but a possibility. 

What you’ll get:

  • Comprehensive Compensation and Benefits package
  • Financial Health: 401k Match, Employee Stock Purchase Plan, Employee Discounts, Personalized advice, Brokerage discounts
  • Work/Life Balance: Sabbatical, Paid Parental Leave, New Mothers returning to work Program, Tuition Reimbursement Programs, Time off to volunteer, Employee Matching Gifts Program
  • Everyday Wellness: Health and Lifestyle Wellness Rewards, Onsite Fitness Classes, Healthy Food Choices, Wellness Champions
  • Inclusion: Employee Resource Groups, Commitment to diversity, Strategic partnerships
  • Not just a job, but a career, with an opportunity to do the best work of your life

Learn more about Life@Schwab.

Charles Schwab & Co., Inc. is an equal opportunity and affirmative action employer committed to diversifying its workforce. It is Schwab's policy to provide equal employment opportunities to all employees and applicants without regard to race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity or expression, national origin, ancestry, age, disability, legally protected medical condition, genetic information, marital status, sexual orientation, protected veteran status, military status, citizenship status or any other status that is protected by law. Schwab also does not discriminate against applicants or employees because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. At Schwab, we believe that every employee, through their diverse abilities and experiences, can contribute to our growth, innovation and client loyalty. We embrace diversity and are committed to providing equal opportunity to all employees and applicants. If you have a disability, and require reasonable accommodations in the application process, call Human Resources at 800-725-3535. We will be happy to assist you. Schwab will only share your accommodation request with those individuals who have a specific need to know. The request for an accommodation will not affect Schwab's hiring decisions. All other submissions should be performed online.


Job Specifications
Relocation Offered?: Yes
Work Schedule: Days
Languages: English - spoken
Current Licenses / Certifications: None
Relevant Work Experience: IT-System Administration-6+ yrs, IT-Distributed and Web Development-6+ yrs, IT-Other Specialty Engineering-2-5 yrs, IT-Distributed and Web Development-2-5 yrs, Banking-6+ yrs, Regulatory, IT-System Administration-2-5 yrs, IT-Other Specialty Engineering-6+ yrs, Risk Analysis, Compliance, Banking-2-5 yrs
Position Located In: CA - Mill Valley, CA - Lancaster, IL - Park Ridge, MN - Maple Grove, CA - Valencia, NJ - Toms River, TX - San Antonio, IL - Schaumburg, AZ - Phoenix, VA - Arlington, MO - Kansas City, CA - Del Mar, PA - Radnor, FL - Boca Raton, SC - Mt. Pleasant, MA - Burlington, CA - Menlo Park, CA - Santa Rosa, VA - Virginia Beach, CA - Rowland Heights, CA - Upland, AZ - Peoria, MI - East Lansing, NC - Wilmington, CA - Los Gatos, MS - Jackson, NJ - Bridgewater, CA - Santa Clara, TX - Westlake, MA - Cape Cod, AR - Bentonville, LA - Metairie, AZ - Sun City, WV - Charleston, NC - Winston Salem, FL - Ft Lauderdale, CA - Laguna Hills, WI - Brookfield, WI - Waukesha, GA - Macon, HI - Kailua - Kona, CA - Visalia, VA - Alexandria, AZ - Scottsdale, FL - Bonita Springs, CO - Cherry Creek, IL - Hinsdale, NY - New York, CA - Lafayette, MA - Hyannis, MN - Rochester, NV - Henderson, LA - New Orleans, MA - Sterling, CA - San Francisco, CA - Costa Mesa, NE - Lincoln, CO - Lone Tree, DE - Wilmington, CA - La Mesa, MD - Bethesda, MA - Hingham, LA - Shreveport, FL - The Villages, MD - Rockville, AZ - Chandler, CA - San Diego, NY - Lake Grove, IL - Barrington, OH - Mentor, MN - St. Paul, NJ - Paramus, MA - Natick, VT - Burlington, CA - La Jolla, CO - Fort Collins, AZ - Mesa, CA - Santa Monica, PA - Allentown, MN - Minnetonka, IL - Orland Park, CO - Aspen, MN - Edina, NJ - Millburn, NE - Omaha, MA - Lexington, TN - Franklin, CA - San Jose, MA - Framingham, NJ - Fort Lee, TX - Tyler, CA - Riverside, PA - Langhorne, CA - Huntington Beach, IL - Oakbrook, OH - Cleveland, UT - Provo, FL - Miami, CT - Madison, IL - Olympia Fields, CA - San Ramon, WA - Tacoma, VA - Richmond, MO - Clayton, CA - Pasadena, AR - Little Rock, IL - Fairview Heights, PA - Jenkintown, AR - Springdale, IL - Naperville, FL - Melbourne, CA - Fremont, OH - Columbus, IN - Indianapolis, WA - Issaquah, LA - Mandeville, CA - San Mateo, MN - Minneapolis, WA - Vancouver, NJ - Edison, SC - Columbia, MO - St Louis, NY - Huntington, CA - Folsom, MN - Burnsville, FL - Orlando, MI - Clinton Township, IL - Moline, CA - Soquel, PA - Exton, VA - McLean, NY - Rochester, CA - Sacramento, IL - Evanston, OH - Cincinnati, CA - Encino, DC - Washington, DC - District of Columbia, UT - Salt Lake City, CA - Indian Wells, FL - Naples, IA - Davenport, MI - Okemos, PA - Bryn Mawr, VA - Norfolk, CA - Santa Barbara, IN - Fort Wayne, GA - Norcross, SC - Greenville, AZ - Tucson, CA - Oakland, CA - Daly City, MO - Springfield, MA - Springfield, PA - Wayne, VA - Leesburg, NY - Syracuse, CA - Temecula, TX - Plano, CA - El Segundo, NC - Pinehurst, GA - Fayetteville, FL - Fort Myers, IN - Evansville, PA - Plymouth Meeting, CA - Cupertino, MI - Southfield, ND - Fargo, CA - Sunnyvale, OR - Beaverton, CA - Danville, WA - Federal Way, NY - Mt. Kisco, NH - Portsmouth, MA - Worcester, AZ - Prescott, PA - Monroeville, NH - Manchester, WA - Lynnwood, OH - Dayton, CA - Corte Madera, MD - Annapolis, CA - Tustin, CA - Davis, CO - Durango, TX - Irving, NY - Staten Island, PA - Newtown, FL - Jacksonville, PA - McMurray, GA - Peachtree City, CA - Thousand Oaks, CA - Fontana, SC - Myrtle Beach, TX - Houston, WA - Olympia, FL - Tallahassee, NC - Charlotte, VA - Williamsburg, CO - Englewood, MD - Baltimore, MI - Farmington Hills, CT - New Haven, IN - Carmel, CA - Castro Valley, CA - Redding, CA - Long Beach, FL - Plantation, WA - White Salmon, KY - Fort Wright, OH - Fairlawn, NC - Chapel Hill, VA - Reston, WI - Appleton, OH - Akron, IL - Deerfield, MA - Danvers, FL - Tampa, NY - White Plains, CA - Redwood City, CA - Santa Clarita, WA - Bothell, MI - Novi, FL - Ponte Vedra, CA - Los Altos, CA - Roseville, NC - Asheville, WA - Kent, IL - Geneva, SD - Sioux Falls, TX - Montgomery, FL - W Palm Beach, MD - Frederick, OK - Oklahoma city, CA - Carlsbad, CO - Summit County, GA - Gainesville, CA - Los Angeles, MI - Troy, FL - Punta Gorda, TX - El Paso, CA - Richmond, CA - Salinas, CA - Seal Beach, FL - Coral Gables, NY - Smithtown, CA - Carmel, MA - Braintree, TX - Ft Worth, FL - Stuart, CA - Modesto, NY - Scarsdale, GA - Alpharetta, GA - Kennesaw, CT - Hartford, NJ - Wayne, FL - Wellington, NJ - Jersey City, CA - Brisbane, IL - Peoria, FL - Tequesta, TX - Woodlands, WA - Redmond, CA - San Anselmo, GA - Augusta, IL - Chicago, NY - Poughkeepsie, HI - Honolulu, ME - Portland, IN - South Bend, TX - Southlake, CA - Novato, CT - Danbury, CA - Burlingame, NJ - Morristown, IL - St. Charles, TX - Kingwood, MI - Kalamazoo, CA - Fresno, FL - Vero Beach, FL - Pensacola, CA - San Clemente, MO - St. Peters, TN - Chattanooga, CA - Campbell, TX - Sugarland, MD - Potomac, NY - Garden City, CA - Irvine, WA - Spokane, PA - Reading, CA - Petaluma, VA - Vienna, CA - Yuba City, CA - San Gabriel, FL - Sarasota, CA - Glendale, MO - Ellisville, OH - Woodmere Village, TX - Lewisville, CA - Rancho Bernardo, NY - Melville, CT - Stamford, TX - Corpus Christi, MA - Boston, NJ - Hoboken, MO - Lees Summit, WA - Seattle, LA - Lafayette, CA - Arcadia, PA - Yardley, CA - San Luis Obispo, IA - Cedar Rapids, OH - Sylvania, RI - Portsmouth, NY - Bronxville, TX - Dallas, TX - Midland, CT - Greenwich, MA - Cambridge, NM - Albuquerque, CA - Milpitas, CT - West Hartford, NJ - Moorestown, FL - Clearwater, OR - Hillsboro, KY - Louisville, TX - Frisco, NY - Brooklyn, AL - Montgomery, ID - Boise, NJ - Rockaway, MD - Columbia, OH - Westlake, MA - Lynnfield, IL - Kenilworth, CT - New London, CA - Burbank, WI - Milwaukee, KS - Overland Park, TX - Austin, CO - Boulder, CA - Napa, NY - Albany, MI - Grand Rapids, FL - Coral Springs, CT - Fairfield, OH - Richfield, FL - Springhill, NY - Flushing, AL - Mobile, MD - Gaithersburg, WA - Bellingham, NY - Manhasset, LA - Baton Rouge, OR - Portland, CA - Woodland Hills, OR - Clackamas, FL - Palm Beach Gardens, FL - St Petersburg, FL - Dania, CA - Oxnard, NY - Forest Hills, MD - Towson, PA - Lancaster, KY - Lexington, TN - Germantown, MD - Greenbelt, AL - Huntsville, IL - Libertyville, NC - Raleigh, FL - Port St. Lucie, CA - Newport Beach, NV - Reno, OR - Tigard, OR - Medford, FL - Aventura, FL - Delray Beach, NM - Santa Fe, CA - Palm Desert, PA - Harrisburg, TX - Arlington, NY - Great Neck, NY - Ihaca/Berkshire, NY - Kingston/Staatsburg, GA - Atlanta, MS - Ridgeland, IL - Northbrook, NV - Las Vegas, TN - Brentwood, CA - Mission Viejo, WI - Madison, FL - Destin, FL - Ocala, MT - Billings, NY - Islandia, NY - Buffalo, VA - Tysons Corner, MA - Chestnut Hill, TN - Memphis, MI - Ann Arbor, IL - Oak Park, GA - Savannah, CA - Walnut Creek, IA - Des Moines, PA - Pittsburgh, NJ - Marlton, VA - Charlottesville, MN - Wayzata, NY - Jericho, TX - Conroe, CA - Pleasanton, MO - Chesterfield, CA - Anaheim, OR - Bend, IL - Tinley Park, CA - Century City, NC - Greensboro, NJ - Piscataway, CA - Brea, TX - Coppell, MA - Swampscott, CO - Colorado Springs, FL - Daytona, IL - Winnetka, KS - Wichita, TN - Nashville, CA - Bakersfield, CA - Stockton, WA - Bellevue, NJ - Princeton, NY - Massapequa, GA - Sandy Springs, FL - Palm Beach, CA - Rancho Palos Verdes, ID - Coeur D'Alene, FL - Ormond Beach, NJ - South Jersey, OK - Tulsa, CO - Denver, TN - Knoxville, OR - Eugene, CA - Berkeley, NJ - Redbank, AL - Birmingham, CA - Torrance, RI - Providence, PA - Philadelphia, MA - Wellesley, NY - New City
Education: BA/BS
Job Type: Full Time

Category:Risk Management
Activation Date: Friday, January 26, 2018
Expiration Date: Thursday, March 1, 2018
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Brokerage Products: Not FDIC Insured • No Bank Guarantee • May Lose Value

Charles Schwab & Co., Inc. is an equal opportunity and affirmative action employer committed to diversifying its workforce. It is Schwab's policy to provide equal employment opportunities to all employees and applicants without regard to race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity or expression, national origin, ancestry, age, disability, legally protected medical condition, genetic information, marital status, sexual orientation, protected veteran status, military status, citizenship status or any other status that is protected by law. Schwab also does not discriminate against applicants or employees because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant.

At Schwab, we believe that every employee, through their diverse abilities and experiences, can contribute to our growth, innovation and client loyalty. We embrace diversity and are committed to providing equal opportunity to all employees and applicants. If you have a disability, and require reasonable accommodations in the application process, call Human Resources at 800-725-3535. We will be happy to assist you. Schwab will only share your accommodation request with those individuals who have a specific need to know. The request for an accommodation will not affect Schwab’s hiring decisions. All other submissions should be performed online.

The Charles Schwab Corporation provides a full range of securities, brokerage, banking, money management, and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. (“Schwab”), Member SIPC , offers investment services and products, including Schwab brokerage accounts. Its banking subsidiary, Charles Schwab Bank (member FDIC and an Equal Housing Lender), provides deposit and lending services and products.